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CDF Community Fund

As a CDF Community Fund customer you are making a difference every time you place money with the Fund. Investments are pooled and in turn used to provide loans for important capital development projects across parishes, schools, health, social justice and aged care facilities. This means more students have access to quality education in great facilities; more patients receive expert attention and our senior citizens can live with the care and dignity they deserve.

The CDF Community Fund offers a range of products for Students, Catholic Employees, Parishioners and members of the wider community.

If you would like more information about the CDF Community Fund, please contact our Customer Service team on Tel: 1800 134 135 or


CDF Community Fund Interest Rates:

Savings Account

Mission Saver 1.00% p.a.

Available for individual clients only.
Interest is paid on 30 June.
Minimum account balance $100.

Mission Saver: Student 0.15% p.a.
Mission Saver: Student Bonus Rate* 2.10% p.a. (2.25% total)

Available for Students under the age of 18. The Student account Bonus Rate will be earned when there has been at least one $1 investment in that month and no withdrawals. Interest is calculated daily and paid monthly.


Term Investment Account

The minimum investment amount is $2000. For terms 12 months or less interest is paid or compounded on maturity (for terms greater than 12 months interest is paid or compounded annually and on maturity).

Less than 3 months 1.35% p.a.
3 months (min. $250,000) 1.70% p.a.
4 to less than 6 months 1.60% p.a.
6 to less than 12 months 1.60% p.a.
12 to less than 24 months 1.55% p.a.
24 months 1.55% p.a.


* Interest on all accounts is calculated on the daily balance.
* There are no CDF account charges.
* Interest rates are subject to change without notice.

Participating Dioceses:

CDPF Limited, a company established by the Australian Catholic Bishops Conference, has indemnified the CDF Community Fund ABN 94 380 397 118 (the Fund) against any liability arising out of a claim by investors in the Fund. In practice, this means your investment is backed by the assets of Catholic Archdiocese of Melbourne.
The Fund is required by law to make the following disclosure:
Investment in the Fund is only intended to attract investors whose primary purpose for making their investment is to support the charitable purposes of the Fund. Investor's funds will be used to generate a return to the Fund that will be applied to further the charitable works of the Catholic Church. The Fund is not prudentially supervised by the Australian Prudential Regulation Authority nor has it been examined or approved by the Australian Securities and Investments Commission (ASIC). An investor in the Fund will not receive the benefit of the financial claims scheme or the depositor protection provisions in the Banking Act 1959 (Cth). The investments that the Fund offers are not subject to the usual protections for investors under the Corporations Act (Cth) or regulation by ASIC. Investors may be unable to get some or all of their money back when the investor expects or at all and investments in the Fund are not comparable to investments with banks, finance companies or fund managers. The Fund’s identification statement may be viewed at or by contacting the Fund. The Fund does not hold an Australian Financial Services Licence. The Fund has entered into an intermediary authorisation with CDFCF AFSL Limited ABN 49 622 976 747, AFSL No. 504202 to issue and deal in debentures.
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